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The Growth of Enhanced Underwriting in the Lloyd’s Market: A New Normal?

Driven by technological advancement and opportunities inherent to the hard market, carriers are increasingly investing in tools and data to support underwriting decisions.

November 2024

This report provides an objective assessment of the emergence of Enhanced Underwriting propositions in the Lloyd’s market. Drawing on interviews with 85 senior leaders, capturing 77% of Lloyd’s 2023 GWP, we explore the current and future landscape of Enhanced Underwriting – assessing potential growth, impact on the market, and how carriers and brokers are responding.


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